Retirement Guide

Everything you need to know

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  • The SRRV (Special Resident Retiree’s Visa) is a Philippine retirement visa that can give eligible foreigners indefinite residency, multiple-entry privileges, and certain tax benefits.

    Kalma can help guide you through the basics and point you to the right PRA resources.

  • Will the cost be less if you retire in the Philippines?

    For many retirees, yes. Your retirement income can go much further in the Philippines while still maintaining a high quality of life. Day-to-day costs like housing, services, and support are often lower than in the U.S., Canada, or Australia.

  • A CCRC is a Continuing Care Retirement Community; one community where you can start fully independent and still have support available if your needs change later. The goal is “one move”: no scrambling, no relocating, and no starting over when health needs evolve.

  • How is healthcare handled at Kalma Villas?

    Kalma Villas is designed around physician-led wellness and on-site support, with access to trusted healthcare partners and hospitals within about 30 minutes.

    Kalma Villas supports a continuum: Independent Living → Assisted Living → Memory Care → Skilled Nursing, with progressive levels of support as needs change.

    As needs change, care can scale without needing to move out of the community.

  • What types of homes are available?

    Kalma Villas offers private residences across four unit types: 1BR Standard, 1BR Premium, 2BR Suite, and 2BR Villa.

    Do residents have to move units when care needs change?

    The goal is aging in place: support increases as needs evolve, without the disruption of moving to a different facility.

  • How do you support families who live abroad?

    Kalma is built for transparency and peace of mind, including a family dashboard concept so authorized loved ones can stay informed.

  • How do reservations and refunds work?

    Kalma Villas offers a refundable entrance fee option, plus a cooling-off period, so families have time to review and feel confident before fully committing.

  • Why is Kalma Villas located in Silang, Cavite?

    Silang sits at around 300 meters elevation and has a cooler, more comfortable climate (often compared to Tagaytay).

    It’s also close enough to Metro Manila for access to major hospitals, family visits, and travel.

  • Can U.S. veterans retire at Kalma Villas?

    Many veterans can retire in the Philippines and continue receiving pensions, and some benefits like VA Foreign Medical Program (FMP) may apply depending on eligibility.

    We can help you navigate the basics and understand how TRICARE-related questions may work for your situation.